April 12, 2022
AgencyAUTO MARKET IS HOT, DON’T GET BURNED!
Anyone who has been shopping for a car recently knows that due to limited availability of new vehicles, consumers are paying far above sticker price to get in that ride. Then, you may have to wait months to take delivery of your new vehicle. If you can’t wait for that new car, used car prices […]
May 21, 2020
AgencyBuying a new Home? Here’s What You Need to Know About Insurance
When buying a new home, the process can be overwhelming. Finding the right house, negotiating a fair price, scheduling the inspection and completing the mortgage process can all be daunting tasks. Finally, the deal is complete, mortgage is approved, and the closing has been scheduled. Then, the mortgage broker asks, “Please send us your Certificate of […]
April 24, 2020
AgencyShould I Cancel or Non-Renew my Business Insurance during COVID-19 closure?
We are now weeks into the COVID-19 Business Shutdowns and many business owners are looking for ways to cut overhead costs. One thing that many of our clients are asking is “Can we cancel our insurance since our business is not operating?” There is no simple answer to this question as every business is […]
January 29, 2020
AgencyHome Insurance Guaranteed Replacement Cost, what is it?
Home Insurance Guaranteed Replacement Cost, what is it? Most homeowner’s insurance policies insure your home and its contents for Replacement Cost, but what does this really mean? Very simply, the insurance carrier will pay to replace your home at the current cost of construction. So, for example you paid $100,000 to renovate your […]
July 7, 2015
Agency4 Ways Your Company Can Reduce Workers Compensation Claims
Business owners face a variety of costs that impact how successful their business is financially. From payroll cost to the cost of maintaining inventories, it’s important for business owners to steadily look for measures they can take to reduce the cost of operations. One cost that managers can control is the cost associated with workers […]
June 1, 2015
AgencyHow to Talk to Your Spouse About Life Insurance
There are many talks a couple should have before getting married, but there are even more important conversations they should have after their nuptials. One of the most important of these conversations concerns life insurance. Life insurance, although a grim topic, is a necessary conversation to ensure that the family a spouse leaves behind can […]
May 1, 2015
AgencyGet the Right Coverage for Your Restaurant
Though a restaurant is a business, these establishments have their own unique risks that differ from other businesses. Hot surfaces, kitchen knives, alcohol for purchase, food safety — these are just a few of the risks a restaurant faces on a daily basis. That’s why restaurant insurance policies can be purchased to protect your pub, […]
April 1, 2015
AgencyHow to Secure Your Garage Door Against Break-Ins
Most doors on your house aren’t much more than a door on a hinge with a latch and lock. This simplicity means there are fewer security loopholes that thieves can exploit. However, the garage door is more than just a door. It’s a semi-automated mechanical device that can be remotely opened. It also has a […]
March 3, 2015
AgencyWhy It’s Important to Insure Your Condo
Buying a condo provides the luxuries — namely, tax incentives and building equity — of ownership, in combination with the ease of apartment living. While you do own your property, you don’t have to waste your time worrying about mowing the lawn or repairing the roof. That stuff is all up to the Homeowner’s Associations […]
February 2, 2015
Agency8 Questions You Should Never Ask in an Interview
Interviews are a time to get to know job applicants both professionally and personally. That is, you get the chance to learn about their industry experience, along with bits about their personality to see if they’d be a good fit with the rest of the team. However, according to federal and state employment laws, there […]