Business & Commercial Insurance
Business & Commercial Insurance Information
Offering Premium Business & Commercial Insurance Across New York City & Long Island
Commercial Auto 
As a business owner, your auto insurance needs are likely different than for your personal auto. Commercial vehicle use can sometimes be a businesses largest liability risk. Whether you have a single vehicle that is primarily used by the business owner, or a fleet of vehicles driven by employees, we can provide you with a customized proposal to ensure that your vehicles, employees and business is protected.
Some carriers specialize in certain types of vehicles. As Independent Brokers, KJE Consultants will search all available markets to make sure you are getting the proper coverage at the best available price. If your company uses cars, trucks, specialized equipment and trailers, we can provide you with the coverage that you need.
Contact us today for your evaluation and options.
General Liability 
Unfortunately for every business owner, the chances of getting sued are a reality. As your business grows and expands, the likelihood of becoming the target of a lawsuit increases.
General Liability insurance can prevent a legal suit from turning into a financial disaster. Having the proper liability coverage will protect you in case your business is ever sued or held legally responsible for some injury or damage.
Our Commercial Liability packages provide coverage for professional offices, restaurants, and even high risk operations like construction and transportation.
Don't wait until you have a claim, call KJE Consultants today for a review and analysis of your current business liability insurance. We'll ensure that you are properly covered, at the right limits, and are receiving the best available pricing.
Workers Compensation 
Workers compensation laws were created to protect workers from injuries sustained on the job. Having workers compensation insurance eliminates the need for litigation and creates an easier process for the employee.
Premium for workers compensation insurance is determined by occupation class of the employee. Having employees misclassified can result in paying excessive premiums.
Laws vary from state to state, so contact us for a review of your current coverage or information on obtaining first time coverage. Whether you have full-time, part-time or freelance employees, KJE Consultants will make sure that your coverage is compliant with the law, all employees are properly classified and you are getting the best rates.
What other insurance does my business need?
Insurance needs vary depending on your type of business. KJE Consultants specializes in commercial insurance and can provide you with an in-depth evaluation of the risks associated with your type of business.
Additional Resources
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