Providing Insurance for NYC and Long Island Restaurants
As a New York restaurant insurance specialist, KJE knows owners' challenges.
Restaurant insurance helps minimize your financial risk from lawsuits, failed equipment, and property losses.
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NYC Restaurant Tip of the Week:
5 Things to Know About the American with Disabilities Act (ADA)
- ADA law is very complex and specific.
Owners need to learn the ADA rules. If you are sued or fined, ignorance of the law is not a defense. Even small violations can lead to large lawsuits.
- Making your parking lot and entrance accessible is not enough.
It is important to make sure your entire business is accessible to guests with disabilities. That includes restrooms, the floor layout, menus, and your website.
- Attorneys or ADA consultants can help you.
They can do a walk through to inspect your restaurant for violations before you are cited. This is important for new opens and established businesses.
- ADA violation fines can grow for repeat offenses..
Fines can be as high as $75,000 for a first offense, and up to $150,000 for further offenses. This does not include legal fees.
- Train your staff in disability awareness.
Your staff is expected to know how to help patrons with disabilities. Even if this does not lead to lawsuits, online accounts of poor treatment can hurt your business.
With rising operating costs for restaurants, it is more important than ever to make the right insurance decisions to reduce premiums while still protecting your business.
Our agents know the restaurant insurance carriers in the New York marketplace. We'll learn about you and your operation, and guide you through the insurance process.
As an independent agency, we work for you, not the insurance company. We use our relationship with multiple carriers to not only get you the best policy, and make sure your restaurant insurance cost is affordable.
Contact KJE Insurance Services to get the right restaurant insurance coverage for your operation at the right price. Or, let's schedule a conversation via Calendly.