Providing Insurance for NYC and Long Island Restaurants
As a New York restaurant insurance specialist, KJE knows owners' challenges.
Restaurant insurance helps minimize your financial risk from lawsuits, failed equipment, and property losses.
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NYC Restaurant Tip of the Week:
3 Tips For Restaurant Owners On Insurance Policies
- Exclusions Are Crucial.
Insurance has exclusions. They vary by operation and can be especially important for restaurant owners. If you are getting a new policy, make sure you consider coverage for liquor liability, food spoilage, or equipment breakdown. All of these can be excluded from standard policies. KJE can evaluate your operation and recommend coverage for all of your needs.
- Honesty Is Key.
Tell the truth about your operation on your application. Sometimes insurance underwriters check your social media. Don’t say you don’t have a happy hour if you do. Read your online reviews. If they are inaccurate, you can tell your underwriter.
- Technology Is Vulnerable Regardless of Age
Whether your restaurant has an older system or brand-new setup, your computer systems can be compromised via numerous types of attacks. You need to make sure you have the right cyber insurance coverage to avoid lawsuits and protect your business.
With rising operating costs for restaurants, it is more important than ever to make the right insurance decisions to reduce premiums while still protecting your business.
Our agents know the restaurant insurance carriers in the New York marketplace. We'll learn about you and your operation, and guide you through the insurance process.
As an independent agency, we work for you, not the insurance company. We use our relationship with multiple carriers to not only get you the best policy, and make sure your restaurant insurance cost is affordable.
Contact KJE Insurance Services to get the right restaurant insurance coverage for your operation at the right price.