Business & Commercial Insurance in New York, NY

Offering Premium Business & Commercial Insurance Across New York City & Long Island

General Liability

Unfortunately for every business owner, the chances of getting sued are a reality. As your business grows and expands, the likelihood of becoming the target of a lawsuit increases.

General liability insurance can prevent a legal suit from turning into a financial disaster. Having the proper liability coverage will protect you in case your business is ever sued or held legally responsible for some injury or damage. Learn more.

Our commercial liability packages provide coverage for professional offices, restaurants, and even high risk operations like construction and transportation.

Don’t wait until you have a claim, call KJE Insurance today for a review and analysis of your current business liability insurance. We’ll ensure that you are properly covered, at the right limits, and are receiving the best available pricing.

Commercial Auto

As a business owner, your auto insurance needs are likely different than for your personal auto. Commercial vehicle use can s

ometimes be a business’ largest liability risk. Whether you have a single vehicle that is primarily used by the business owner, or a fleet of vehicles driven by employees, we can provide you with a customized proposal to ensure that your vehicles, employees and business is protected.

Some carriers specialize in certain types of vehicles. As independent brokers, KJE Insurance will search all available markets to make sure you are getting the proper coverage at the best available price. If your company uses cars, trucks, specialized equipment and trailers, we can provide you with the coverage that you need.

Commercial Property Insurance

All Property should be protected from Losses, especially commercial property. KJE Insurance will evaluate your commercial property and recommend proper coverage based on the structure, location and usage. We work with many commercial property insurance carriers to ensure you get the right rental property insurance at the right cost for your business.

We will ensure that your property is not only protected from losses due to fire, vandalism or natural disaster, but that you are compensated for lost rents or income while a building is being repaired from a covered loss.

Our policies will have provision for lost rents, losses due to mechanical breakdown, and claims arising from tenants or lease holders. We specialize in NYC commercial property insurance as well as throughout the tri-state area. Learn more.

Workers Compensation

Workers compensation laws were created to protect workers from injuries sustained on the job. Having workers compensation insurance eliminates the need for litigation and creates an easier process for the employee.

Premium for workers compensation insurance is determined by occupation class of the employee. Having employees misclassified can result in paying excessive premiums.

Laws vary from state to state, so contact us for a review of your current coverage or information on obtaining first time coverage. Whether you have full-time, part-time or freelance employees, KJE Insurance will make sure that your coverage is compliant with the law, all employees are properly classified and you are getting the best rates. Learn more.

Employee Benefits

Offering quality, competitive benefits is simple with the help of our experienced staff. Call us today to begin customizing an employee benefits package for your company.

What types of employee benefits are available?

• Medical benefits
• Healthcare
• Dental
• Vision
• Workers’ compensation
• Flexible spending account

Life, accident insurance and disability plans

• Basic and Supplemental Life Insurance
• Disability Benefits
• Paid Family Leave

Retirement

• Deferred Compensation and Pension Plans

Additional Resources

• 4 Ways Your Company Can Reduce Workers Compensation Claims
• 8 Things You Should Never Ask In An Interview
• Get Your Business Ready For Black Friday
• Read more business insurance articles here