Call Us 212-786-2018 ☰ ˟
  • HOME
  • GET A QUOTE
    • Personal Line Insurance
    • Commercial Insurance
    • Life Insurance
  • Top Products
    • Automobile
    • Business & Commercial
    • Condos and Co-ops
    • Cyber Liability
    • Entertainment & Media
    • EPLI Insurance
    • High Value Homes
    • Life
    • Property Insurance
    • Restaurant
  • MAKE A PAYMENT
  • RESOURCES
    • Refer a Friend
    • Insurance Carriers
    • Insurance Glossary
  • ABOUT US
    • About KJE Insurance Services
    • Employee Directory
    • Location Map
    • Privacy Policy
    • Testimonials
    • Service Areas
  • Blog
Logo NYC (212)786-2018 Long Island (516)252-1877
Business
Homeowners
Automobile
Restaurant
Home > New York Life Insurance - KJE Insurance

Life Insurance


Life Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Life Insurance Quote

Life Insurance Information

Serving the Tri-State Area – What You Need to Know About Life Insurance


Having the right life insurance is pivotal in planning for the future of you and your loved ones. Life insurance can help you fulfill promises you’ve made your family when you are gone.

Don’t leave the future of you and your loved ones to chance. KJE Insurance can help you find the right life insurance coverage for you and help ensure that your policy continually meets your needs.

Life changes – so should your policy


For each of our neighbors in New York, New Jersey and Connecticut, the right life insurance will be unique for you and dependent on your personal and financial needs. As your life changes, your life insurance coverage may need to change in order to adapt to your current needs. Some life transformations that may require a policy “tune-up” and our help at KJE Insurance include: 
  • You have a new child or grandchild
  • You recently married or divorced
  • You have opened or expanded a business
  • Your health or your spouse’s health has deteriorated
  • You are providing care or financial assistance to a parent
  • Your child or grandchild requires assistance or long-term care
  • You recently purchased a new home
  • You are planning for a child or grandchild’s education
  • You are concerned about retirement income
  • You have refinanced your home mortgage in the past six months
  • You or your spouse recently received an inheritance
  • You have a sizable estate


Most common types of Life Insurance

 

Term Life Insurance

Term life insurance provides protection for a specified period of time. If you do not currently have life insurance, term can be a good place to start. It’s generally less expensive than permanent (whole) life insurance, and is available in varying time periods with fixed premiums from a one year (annual renewable term) to 20-year (level term) period. Furthermore, term life insurance is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.

Whole Life Insurance

Whole life insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy. Whole life insurance can be an investment opportunity, as many whole life insurance policies also build cash value over time.

Universal Life Insurance

Universal life is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. Universal life can build cash value, which earns an interest rate that may adjust periodically, but is usually guaranteed not to fall below a certain percentage.


Get a Quote

Additional Resources

  • How To Talk To Your Spouse About Life Insurance
  • Some Reasons You Could Be Refused Life Insurance
  • Read more life insurance articles here
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Mission Statement

We are committed to helping you manage the risks that arise in everyday life. If the unexpected strikes, we will do everything we can to help you recover your quality of life as soon as possible. We are guided by highest standards of integrity and professionalism so you can be sure that our recommendations will help you obtain the best insurance coverage for your unique circumstances, in the right amount and at a price that fits your budget.


5 Penn Plaza, 23rd Floor
New York, NY 10001

Phone: 212-786-2018
Email: info@kjeinsurance.com
Click here to set up an appointment


Social Social icon Social
Home Get A Quote Blog About Us Contact Us

Powered by Insurance Website Builder
//