Entertainment and Media Insurance in New York, NY
The risks and exposures in the media and entertainment industry are as unique and complex as the projects themselves. From film productions to content creation and advertisement, the risks are vast and should be accounted for with proper insurance.
What Is Entertainment Insurance?
Entertainment insurance may refer to various types of commercial coverages suitable for businesses in the industry, including:
- Liability coverage—This may cover legal expenses and potential damages if someone is injured or property is damaged during an event or production.
- Equipment protection—From cameras to musical instruments, specialized equipment is crucial to the industry. Commercial property coverage can help repair or replace equipment if it’s damaged or destroyed due to events as outlined in your policy.
- Workers’ compensation—Actors, musicians, directors, and crew members are vital to entertainment projects; this coverage can provide financial aid for accidents, injuries, or illnesses that may affect these individuals.
- Commercial auto insurance—If your crew uses vehicles for work purposes, they likely require insurance beyond personal auto policies.
Who May Benefit From This Insurance?
Certain businesses may need specialized coverage to cover various exposures, including the following:
- Film and TV producers
- Event promoters and venues
- Content creators and influencers
- Advertising and PR agencies
- Theaters, touring performers and rental houses
How Much Does a Policy Cost?
Costs for coverage can vary greatly based on the following:
- Type of coverage you need
- The size of your operation
- Your risk profile
Contact Us
The professionals at KJE Insurance Services in New York, NY can review your project to help you find the right insurance coverage for your needs and budget. Contact us today for a personalized quote or more information.