Tuesday, June 28, 2022 1. Exclusions Are Crucial Insurance has exclusions. They vary by operation. If you are getting a new policy, make sure you have coverage such as for assault and battery as well as abuse and molestation. 2. Honesty Is Key Tell the truth about your operation on your application. READ MORE >>
Thursday, June 9, 2022 1. Fire Risks According to the New York City Restaurant Restaurant Fire Safety Guide fires and hazards in restaurants are common. Each year In NYC from 2017-2021, there were about 200 fires in restaurants. The majority of fires happen on Saturday and Sunday – often in the morning. READ MORE >>
Thursday, May 26, 2022 Whether you live in a private home, condo, or apartment, your valuables may need extra protection. Robbery statistics are up in New York and New Jersey. And, accidents happen... If your valuable items are stolen or damaged, they may not be covered to full value by your homeowners insurance. READ MORE >>
Thursday, April 14, 2022 Your building's “master” insurance policy will not cover your apartment in the event of a claim. The interior from floors to the walls to the ceilings are your responsibility. Water damage can be very expensive to repair – consider a small added premium to greatly increase your standard coverage. READ MORE >>
Tuesday, April 12, 2022Anyone who has been shopping for a car recently knows that due to limited availability of new vehicles, consumers are paying far above sticker price to get in that ride. Then, you may have to wait months to take delivery of your new vehicle. If you can’t wait for that new car, used car prices are stuck in high gear too. READ MORE >>
Thursday, May 21, 2020 When buying a new home, the process can be overwhelming. Finding the right house, negotiating a fair price, scheduling the inspection and completing the mortgage process can all be daunting tasks. Finally, the deal is complete, mortgage is approved, and the closing has been scheduled. READ MORE >>
Friday, April 24, 2020 We are now weeks into the COVID-19 Business Shutdowns and many business owners are looking for ways to cut overhead costs. One thing that many of our clients are asking is “Can we cancel our insurance since our business is not operating?” There is no simple answer to this question as every business is different. READ MORE >>
Wednesday, January 29, 2020 Home Insurance Guaranteed Replacement Cost, what is it? Most homeowner’s insurance policies insure your home and its contents for Replacement Cost, but what does this really mean? Very simply, the insurance carrier will pay to replace your home at the current cost of construction. READ MORE >>
Tuesday, January 28, 2020Seeing ants on your car can be surprising, but it's usually not too much to worry about. They're usually just stopping by for a visit, and they won't cause any damage that would require you to file a car insurance claim. However, to be safe, you should keep an eye on them.
Where Do Car Ants Come From? READ MORE >>
Thursday, January 23, 2020If you're looking to rent an office, you should also look into business insurance. Whether or not you expect to have clients come visit you, it's still a good idea to protect yourself. And your landlord may require it anyway.
Check Your Landlord's Requirements
READ MORE >>