April 19, 2025
AgencyCybersecurity Insurance: Why Every Small Business Needs It
Business risk profiles are constantly changing and evolving. Even if your company hasn’t changed much in recent years, the world around it has. Various workplace trends and industry patterns can require your organization to adjust its operations, but these changes also require a reassessment of risk management and loss control efforts. That’s why you can’t […]
February 25, 2025
AgencyHow to Properly Insure Your High-value Property
Owning high-value property can cultivate lucrative opportunities to accrue wealth or enjoy a luxurious lifestyle. However, while valuable belongings are often inherently exciting, they also require you to protect them responsibly. This can go beyond physical measures or security features, as certain incidents, such as natural disasters and severe weather, may be beyond your control. […]
December 25, 2024
AgencyThe Hidden Risks of Remote Work: What Business Insurance Should Cover
The shift to remote work has brought numerous benefits, including increased flexibility and reduced overhead costs. However, it also introduces several hidden risks that businesses must address to financially protect their operations and employees. Understanding these risks and ensuring adequate insurance coverage is crucial for mitigating potential issues. What Should Business Insurance Cover for Remote […]
October 1, 2024
kjeadminDue Diligence Checklist for a Restaurant Owner
A due diligence checklist for a restaurant owner during an insurance renewal can help ensure that you have adequate coverage, understand any changes, and are prepared for risks that your business faces. Here’s a checklist to help guide you through the process: Review Existing Insurance Policies General Liability Insurance: Ensure policy covers all your […]
September 4, 2024
juliakjeOpening a New Restaurant
Insurance Process for Your New Restaurant You have finally made the big step towards owning your own restaurant and just signed the lease on a new space. The landlord is about to hand you the keys and asks for your “Certificate of Insurance”. So, what is that and how do you get one? Very Simply, […]
June 28, 2022
Agency5 Things Restaurant Owners Need To Know About Insurance
1. Exclusions Are Crucial Insurance has exclusions. They vary by operation. If you are getting a new policy, make sure you have coverage such as for assault and battery as well as abuse and molestation. 2. Honesty Is Key Tell the truth about your operation on your application. Sometimes insurance underwriters check your social media. […]
June 9, 2022
Agency3 Reasons You Need the Right Restaurant Insurance
1. Fire Risks According to the New York City Restaurant Restaurant Fire Safety Guide fires and hazards in restaurants are common. Each year In NYC from 2017-2021, there were about 200 fires in restaurants. The majority of fires happen on Saturday and Sunday – often in the morning. Nearly 60% were caused by cooking equipment, but […]
May 26, 2022
AgencyEvery Home Needs a Home Inventory List
Whether you live in a private home, condo, or apartment, your valuables may need extra protection. Robbery statistics are up in New York and New Jersey. And, accidents happen… If your valuable items are stolen or damaged, they may not be covered to full value by your homeowners insurance. Many of your valuable possessions, […]
April 14, 2022
Agency9 THINGS EVERY NYC CONDO OWNER SHOULD KNOW
Your building’s “master” insurance policy will not cover your apartment in the event of a claim. The interior from floors to the walls to the ceilings are your responsibility. Water damage can be very expensive to repair – consider a small added premium to greatly increase your standard coverage. “Stuff happens.” If a visitor falls […]
April 12, 2022
AgencyAUTO MARKET IS HOT, DON’T GET BURNED!
Anyone who has been shopping for a car recently knows that due to limited availability of new vehicles, consumers are paying far above sticker price to get in that ride. Then, you may have to wait months to take delivery of your new vehicle. If you can’t wait for that new car, used car prices […]