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A due diligence checklist for a restaurant owner during an insurance renewal can help ensure that you have adequate coverage, understand any changes, and are prepared for risks that your business faces. Here’s a checklist to help guide you through the process:   Review Existing Insurance Policies General Liability Insurance: Ensure policy covers all your […]

Insurance Process for Your New Restaurant You have finally made the big step towards owning your own restaurant and just signed the lease on a new space. The landlord is about to hand you the keys and asks for your “Certificate of Insurance”. So, what is that and how do you get one? Very Simply, […]

  1. Exclusions Are Crucial Insurance has exclusions. They vary by operation. If you are getting a new policy, make sure you have coverage such as for assault and battery as well as abuse and molestation. 2. Honesty Is Key Tell the truth about your operation on your application. Sometimes insurance underwriters check your social media. […]