1. Fire Risks
According to the New York City Restaurant Restaurant Fire Safety Guide fires and hazards in restaurants are common.
Each year In NYC from 2017-2021, there were about 200 fires in restaurants.
The majority of fires happen on Saturday and Sunday – often in the morning.
Nearly 60% were caused by cooking equipment, but failure to clean was a factor in nearly a quarter of these fires.
2. Employee Injury Risks
According to the US Bureau of Labor Statistics, in 2019 there were over 8,000 cases of lacerations in full-service restaurants that resulted in days away from work.
Nearly 240 restaurant workers per 100,000 sustained these injuries.
That is three times the rate for private industry workers.
Burns are nearly seven times more common for restaurant workers.
3. Increasing Costs
Operating costs are rising and consumer lawsuits are increasing every year.
It is more important than ever to make the right insurance decisions to reduce premiums while still protecting your business.
KJE Insurance has the right restaurant liability coverage for you at the right price.
Visit https://www.kjeconsultants.com/restaurant/ or email us at info@kjeinsurance.com.