Whether you live in a private home, condo, or apartment, your valuables may need extra protection.
Robbery statistics are up in New York and New Jersey.
And, accidents happen...
If your valuable items are stolen or damaged, they may not be covered to full value by your homeowners insurance. Many of your valuable possessions, such as watches, silverware, antiques, or artwork, have limited coverage in a standard homeowner’s insurance policy.
We suggest our clients have a home inventory list, so they have documentation for losses when they need it. The National Association of Insurance Commissioners Home Inventory App lets you create a record of your belongings.
If you want a simpler solution, you can view and download our own KJE Homeowner Valuables Checklist.
To learn how to protect your valuables and make sure you have the coverage you need, talk to KJE Insurance by calling (212) 786-2018 or emailing info@kjeinsurance.com.